In the financial crisis like what we have now, it is so common to find people who lose their job or house. Now the question is are we allowed to dream for a financial freedom during this economy recession or are we allowed to think about our fancy retirement in the future? The answer is definitely yes. It is still possible for us to get a financial freedom and a fancy retirement even though we are in a big crisis nowadays. The most important thing we should think now is how to grab those dreams.

If we take a deeper look to the society condition nowadays, actually we will find so many people who are not influenced by the crisis even though they live in a country that experiencing a downturn. Most of them are making money through the internet and the fact shows that these people are able to give themselves a financial freedom in their present life and even for their future.

Reverse mortgage is made for seniors above 65 years old and the same thing goes for Medicare. The fact shows that during our 60s, we might get a increasing spending for various things, especially for our health care. We might be lucky if we are still having a business or children who are able to fully support our need in such condition, but what if we have no business or children that cannot fully support our life?  Therefore, make sure that we prepare for this age as soon as possible.  

In our life, plan B and C is always needed. Even though we have a good salary now, but it does not mean that we can get the high salary for the rest of our life, moreover during our retirement. To create our plan B and C, we can check all of our asset make an investment or create a new business that can support us during our seniors’ ages.

For us who live in US, we should be very thankful because the government is serving various methods to protect our retirement days. The government has provided us some sponsored programs like Social Security program or tax refund. With the programs, we can guarantee ourselves to get an income in our senior ages.

Some companies are serving similar program for our retirement like through 401k, bonus, profit sharing, pension money, and many others. Even though in theory these programs are able to give financial security when we are old, but actually the fact is not always run as smooth as the theory. The amount of money we will receive in the future are about less than 40% of our salary, so our future is depends on our position nowadays. If we have a high position with high salary, then receiving less than 40% of our salary might not be a problem, but what if we have a standard position in our company? Our retirement days can be our miserable days.